Subscription only. No AUM fees, ever.
Most platforms charge ~0.89% of your portfolio per year. We charge a flat subscription — the bigger your portfolio gets, the more you save. 30-day money-back guarantee.
Free
See your full net worth. No card needed.
Free
Forever
- Net worth tracking
- Basic dashboard
- 1 bank connection
- Calculators (read-only)
Core
AI advisor + unlimited banks for individuals.
$99/yr
~$8.25/mo, billed yearly
- Full AI financial advisor
- Unlimited bank connections
- Zakat + expat mode
- All calculators & tools
- Cloud sync across devices
- CSV / SMS / email import
Pro
Multi-agent advice + tax tools for serious FI.
$199/yr
~$16.58/mo, billed yearly
- Everything in Core
- Multi-agent AI analysis
- Scheduled monthly reports
- Tax-loss harvester alerts
- Year-end tax summary
- Scenario planner
- Priority support
Family
Pro for the whole household — up to 4 members.
$149/yr
~$12.42/mo, billed yearly
- Everything in Pro
- Up to 4 members
- Shared goals & household view
- Per-member privacy controls
Advisor Access
Pro + a real human, every quarter.
By application
Pricing shared on acceptance
- Everything in Pro
- 1 hour/quarter with a curated UAE advisor
- Written action plan per session
- Advisors are fee-only and fiduciary
Subscription only. No AUM fees, ever.
Most “wealth” platforms charge ~0.89% of your portfolio per year — on $500k that’s $4,450 annually. We charge a flat subscription. The bigger your portfolio gets, the more you save.
30-day money-back guarantee · Cancel anytime · Prices in USD.
Compare plans
Every feature, laid out honestly.
| Free | Core | Pro | Family | |
|---|---|---|---|---|
| Core tracking | ||||
| Net worth dashboard | ||||
| Bank statement import (CSV) | 1 account | Unlimited | Unlimited | Unlimited |
| Automated bank feed (coming Q1 '27) | ||||
| Multi-currency balances | ||||
| CSV / SMS / email import | ||||
| Cloud sync across devices | ||||
| AI & planning | ||||
| Calculators (read-only) | ||||
| AI financial advisor | ||||
| Multi-agent AI analysis | ||||
| Scenario planner | ||||
| FIRE engine (all variants) | ||||
| Taxes & UAE-specific | ||||
| Zakat calculation | ||||
| Expat mode | ||||
| Tax-loss harvester alerts | ||||
| Year-end tax summary | ||||
| Reports & support | ||||
| Scheduled monthly reports | ||||
| Priority support | ||||
| Household / family sharing (up to 4) | ||||
Pricing FAQ
Can I switch between plans?
Yes. Upgrade or downgrade at any time from Settings → Billing. Pro-rated charges apply on annual plans; monthly plans switch on the next billing date.
What happens if I cancel?
You keep access until the end of the billing period. We never lock you out of your own data — your local export remains available, and any cloud-synced data can be downloaded as JSON, CSV, or PDF before/after cancellation.
Is there a money-back guarantee?
Yes — 30 days. No questions, no friction. Email hello@k25x.ai within 30 days of payment and we refund the full amount.
Do you offer student or non-profit discounts?
Yes. Email support with proof and we'll discount Core or Pro by 50%. Family-tier doesn't get an additional discount but the per-account effective price is already low.
Why is the Family tier annual-only?
Family households tend to be longer-tenured customers; an annual cadence aligns with how households actually budget. Single-tier monthly remains available for individuals.
How do you handle currency? I pay in AED.
Stripe charges your card in your home currency at the prevailing FX rate. If you'd prefer fixed AED pricing, email us — we can set up a USD-equivalent invoice.
All prices in USD. Taxes may apply based on your location. k25x is educational software and does not provide regulated financial advice. Advisor Access, when available, connects you with independent fee-only advisors; k25x is not itself a regulated advisor.